In a medium bowl, whisk together 1 cup of sour cream, 2 tablespoons of olive oil, salt, pepper, ½ teaspoon of garlic powder, ½ teaspoon of onion powder, and ½ teaspoon of cumin until the mixture is smooth and creamy.

In a large mixing bowl, add 1 can of drained and rinsed sweet corn, 1 can of drained black beans, 1 can of Rotel tomatoes, and 1 cup of diced bell pepper. Gently mix the ingredients together until evenly combined.

Pour the prepared dressing over the vegetable mixture, ensuring it evenly coats all the ingredients. Stir the salad until every bite is drizzled with that zesty creaminess.

Just before serving, fold in 3 cups of Fritos to the salad mixture, ensuring the chips remain intact and crunchy.

Optionally, garnish your salad with additional Fritos, a sprinkle of shredded cheddar cheese, or fresh cilantro. Serve chilled or at room temperature.